Z payment wallet. How to top up your z payment wallet so as not to be without money at the right time

Greetings, dear visitors and regular readers of the blog site! In this article I want to talk in detail about the Z-Payment payment system, and I will also show how easy it is to connect the system to the site to accept payments on full autopilot...

Today, by the way, I discovered a problem with email delivery... It turns out it hasn’t worked for probably a week now. So if someone wrote me a letter and I didn’t answer, write again! I fixed the problem and everything works as it should...

So what was I talking about, oh yeah...

About the Z-Payment payment system

The official start of the Z-Payment electronic payment system dates back to 2007. Its main office is located in the city of Irkutsk. It is clear that the Russian Federation is considered the legal space.
Thanks to the dynamic development of the system, today it serves as a financial tool that allows you to pay for services in real time and make purchases in online stores.
It has a huge number of payment methods, and its partners currently include the largest online stores, the number of which has long exceeded 9,000. For trading platforms, online stores, WordPress blogs and more, it is ready to offer a large number of ready-to-use modules to choose from.

Depositing and withdrawing funds in the Z-Payment system can be done in various ways. For this purpose, bank and postal transfers, plastic cards, terminals and electronic money of other payment systems are used. The choice remains with the consumer. Financial transactions within the Z-Payment system occur without any commission.

The Z-Payment system uses electronic currency equivalent to the ruble. By registering in this system, the user immediately becomes the owner of an electronic wallet.

Before registering, you must study Public offer agreement and upon agreement with its terms, proceed with the registration procedure. The process itself is similar to the same process in other electronic payment systems. Its implementation requires a small amount of time - no more than five minutes.

Registration in the Z-Payment system

To register, you must go to the official Z-Payment website and fill out a special form. It should include your personal information, as well as your cell phone number and email address. To log into the system and make payments, you will need a password that you must create yourself.

If you want, you can indicate my wallet in the “field of the person who invited you” - ZP90333489

By clicking on the “Registration” button and receiving an email, you must follow the link provided in it and activate your account. This procedure can also be performed via SMS message, which is less convenient for the future user.

Fill out all fields of the registration form need to be very careful, since the replacement of the last name, first name, patronymic, email address and telephone number cannot be replaced.

After registration is completed, the system is ready for operation and its participant has the opportunity, without leaving home, to pay for purchases made in online stores and for various services. The latter include: utility bills, cellular communications, cable or digital television and much more.

If the user is certified, he can connect a VTB24 bank plastic card through his account, or purchase a MasterCard prepaid card up to 15,000 rubles.

Currently, there are many types of electronic wallet replenishment in the system. This can be done through the CONTACT system, using a bank or postal transfer, through a terminal or plastic card of various banks not only in Russia, but also in neighboring countries.

You can withdraw money from your wallet to the wallet of another electronic system, for example, QIWI, Webmoney, RBK Money and others. Almost all money transfers are accompanied by a commission fee in accordance with the tariffs published on the official website of the system.
Without commission, you can top up your account using a bank transfer made in rubles; using Internet banking; Sberbank of Russia and the Webmoney website. A complete list of commission-free payments is available on the official Z-Payment website.

Reliability of Z-Payment

Unlike other payment systems, Z-Payment does not place most of the responsibility on its users, but uses modern types of protection for customer wallets and transactions.

The most important way of protection is that the participant has a Certificate. In order to log into the system and make a payment, you must provide a password. If a password change is required, the user must specify the previous version. The system must know the complete list of addresses from which work can be carried out.

After the transaction is completed, a notification about the completed transaction is sent to your phone number and email address. If desired, the user can further protect himself by using a one-time password to work with the system.

And finally, the system offers the use of a “Personal Safe”, which, in addition to the basic one, has additional protection against unauthorized use of the user account. To enter the safe, you must have your own password and access paths that are different from those that the participant uses to enter his wallet. In a Personal Safe you can store not only all your money, but also some part of it. The Personal Safe balance is also displayed in the Personal Account along with the electronic wallet balance.

Connecting the Z-Payment system to the site

Every newcomer to the information business sooner or later thinks about how to accept payment on a website (blog) for selling their goods or services? And it’s desirable to automate all processes, right? Because you will get tired of sending everyone payment details, conducting correspondence and doing other things...

And so a beginner studies this issue, reads a bunch of articles on various resources and-and-and... he’s amazed at how complicated everything is!

Six months ago, I went through this myself and I understand you perfectly! I remember I couldn’t get my head around how all these processes actually work, which system is better to choose, etc. and so on. But, in the end... I figured it out!

In fact, there are many ways and I want to devote a whole article to this issue; I won’t put it off, as it is very important! to my news and you will certainly find out about the publication...

Well, since the topic of this article is Z-Payment, I’ll show you what you need to do to accept payments on the site using this service... It’s simple, look...


You need to register the paths to the php files (having previously placed them on the hosting), which are responsible for the payment process (successful, unsuccessful) - You can download them on this page in the “For Developers” section... Take the payment form itself here - the Settings column - HTML code!

Also in the settings, choose payment methods for your goods and what part of the commission you will pay yourself... Personally, I set 100% everywhere, so that the client pays the amount he sees... Yes, you can also add your created store to the Z- catalog payment!

  • Now, we need to obtain a personal certificate so that our future store will be awarded 3 stars and the following types of payments will be available - WebMoney, Yandex wallet, Transfer from a Sberbank card, VISA/MasterCard plastic cards, Payment from a mobile phone balance and other important systems...

To receive it you need to send an application and documents! If you have a personal passport in the webmoney system, then you will automatically receive a personal passport in the Z-Payment system! About how to get a personal passport in the WebMoney system...

To speed up the process of assigning 3 stars to a store, write to the Z-Payment support service in free form!

That's basically it, in a nutshell! Now our website or blog can accept payment for some products or services... Don't forget to personally test the payment process inside and out!

P.S.: For those who don’t understand anything about this at all, I advise you not to suffer, but to order the Order Master 2 script! I personally use its functionality to conduct information business... And I advise you!

See you later...


Best regards, Vladimir Savelyev

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The mission of this payment system Z-Payment is to create an environment for creativity, development, personal fulfillment of a person and his earnings.

If an Internet user needs a flexible and reliable payment system, then ZP can be an excellent option. This system allows you to carry out absolutely any money transfers, with its help you can make your work easier and increase your profits.

Review of the Z-Payment payment system

Currently, the Z-Payment payment system works with almost all types of transfers (postal, bank, cash), electronic currencies, mobile and cash payments, plastic cards, and payment can also be made using various terminals, through the bank's cash desk.

The main unit of payments in this payment system is the Russian ruble; all other calculations are carried out on the basis of system tariffs and rates of the Central Bank of Russia. 1 ruble equals 1 unit in the payment system, i.e. 1 ZP.

In its work, the company's team is guided by a number of principles: high reliability, security, legality, versatility, efficiency, ease of use, confidentiality.
All clients of the Z-Payment payment system are divided into three groups: users, sellers, partners. Each of these groups in the system is offered separate working conditions.

Any Internet users, after registering in the payment system, have the opportunity to make on-line payments. Z-Payment users have the opportunity to replenish their online wallet without leaving home, since there is an instant payment service through the site and other services.

The important thing is that when working with ZP there is no need to additionally install any special software. Services of electronic providers can be paid using electronic terminals (Alpha and Gamma); game accounts can be topped up using the PayGames.ru terminal.

Z-Payment payment system for sellers

Z-Payment has many advantages for owners of paid services, since the implementation of the payment system and its further use do not require any monetary costs. If necessary, payment is confirmed by receiving a letter by email, via the HTTP interface or SMS message.

The payment system works with legal entities on the basis of an agreement to accept payments. In this she is somewhat similar to . Such an agreement makes it possible to provide all the necessary accounting documentation and reporting. If the seller does not need an agreement, then he can arrange to accept payments as an individual, i.e. in this case, it is enough to confirm your personal data.

Z-Payment for partners

If payment systems are not new to a person, and he wants to start his own business in this direction, then there is an excellent opportunity to become an authorized dealer in his region. The system offers favorable terms of cooperation for potential investors.

The site contains a large catalog of online stores that accept payments through Z-Payment. Payment on the website has become indispensable for participants in various sectors of the domestic market: finance, medicine, construction and repair, technology and others.

Today, ZP money is considered completely liquid on the Internet and can be exchanged using independent exchange services for monetary units of other payment systems.
I suggest you read more

Good day, readers of my blog. Today, many Internet users, novice webmasters, bloggers and freelancers are wondering how to top up a z payment wallet?

Haven’t you ever had a situation when you urgently needed to buy some product or service online? Or did you not lose money by using “left” payment systems, when adding money, it went “nowhere?” Thanks to the Z Payment wallet, you can be sure that all transactions with your financial funds will be carried out as securely as possible.

However, despite the fact that there are quite a lot of methods for adding money to the Z Payment system, not all users know how to do this. If you don’t want to sit online for a long time, clarifying how best to work with the Z payment wallet, then it’s time to learn! The first thing that a client of this system needs to understand is that most operations in it can only be performed by payers who are certified (registered) in the system. You can register by following the link.

Registration in the system will not take you much time. To register, go to https://z-payment.com.

  • e-mail – email address. I recommend creating a separate mailbox on gmail.com;
  • Mobile phone number;
  • password – come up with a complex password or use a password generation service, for example;
  • confirm the previously entered password;
  • enter the captcha - the numbers from the picture;
  • then you need to read the z-payment public offer and check the appropriate box.

After filling in all the fields, press the button "Registration".

Also, if something is not clear to you, at the bottom of the registration window there are links to a video lesson that will help you register correctly with the service.

If all the data is entered correctly, the system accepts it and sends an email to the email address you specified during registration. By clicking on the link from the email to confirm your registration, you gain access to your account in the system.

Registration is now complete. Nothing complicated. On all sites, registration procedures are very similar and have approximately the same steps. Therefore, if you have registered on some blogs, services, websites, then it will not be difficult for you to register a z-payment wallet.

How to top up your account?

Having logged into your own created account by entering the login and password specified during registration, you need to open the block on the right "operations", and then click on the section "Replenishment".

Next, you should indicate exactly how much you want to deposit into the system and click on the button "Fill up a purse". Then, carefully study all the conditions and, if you agree with them, check the appropriate menu item. Also, the user needs to note which payment method he plans to make.

If necessary, you can add finance using transfers from a bank, or using an ATM or even from a Qiwi wallet. I usually use Qiwi, where the percentage is lower and the translation speed is good. Alternatively, you can top up your account using regular transfers or terminals. At the end, you can see an account statement on the monitor screen, where all the transfer details will be.

By adding a payment to your account in this way, you will have the money within half an hour. To confirm the application, you just need to press a button and write down the account number and the total amount issued. After all the manipulations have been completed, you will receive an email notification with all the transfer data. If you do not use the application, it will be canceled after three days. You can make other cash statements using the same method.

If you want to learn more about working with the z payment system, subscribe to blog updates and recommend it to your friends and acquaintances. That's all for today, bye-bye everyone.

Best regards, Roman Chueshov

Date: 2014-09-25

Officially and so to speak “in full force”, the Z-Payment payment system was launched on September 1, 2007. Although the payment system began operating back in 2002. Place of "birth" - the city of Irkutsk.

To date payment system Z-Payment is a powerful tool for paying for goods and services, both online and in real life. More than 12,500 online stores are connected to the system (they have their own catalog of stores). Over 53,000 registered users. You can make various payments and accept payments in more than 50 ways. By connecting to the system you can accept: Electronic money, Plastic cards, Bank transfers, Money transfers, Mobile payments, Postal transfers, Cash payments, Payment in terminals.

Certificate system in Z-Payment

Just like in other payment systems, there is a process for confirming personal data. Somewhere this procedure is called: Personal identification, somewhere: Personification, but the meaning is always the same (and the process of confirming identity is almost the same everywhere): users of the Z-Payment payment system must undergo personal data verification, i.e. confirm your identity, passport details and registration (registration). Alas, this is a requirement.

But here the approach to users is less strict. The Z-Payment payment system has developed certificate system. Certificates are tied to service rates. But even the simplest (initial) Anonymous certificate, makes it possible to perform quite a few payment transactions.

In total, there are as many as 12 different types of Certificates in the system (in increasing order of authority): Anonymous Passport, Personal Passport, Store Passport, Temporary Passport, Initial Passport, Company Certificate, Manager Certificate, Z-Payment Dealer, Z-Payment Agent, Developer Certificate, VIP Client Certificate, VIP Company Certificate.

To start working in the payment system, just get Anonymous certificate, and subsequently improve your status. In order to accept payments on your website you need Personal Certificate or higher. In general, from my own experience (I have been using this system since 2009), I can say that in most cases it is enough to get Store certificate. .

After registering in the system you will be given: Password to enter your personal account And Payment password for carrying out payment transactions. In your personal account, enter the section: Certification and select the certification method (checking your data).

If you have already gone through the identity verification procedure in the payment system WebMoney(you have a Personal WM certificate), then I recommend choosing the method: Automatic Attestation. All you have to do is enter your number WM ID to the list of trusted ones, and you will automatically be certified in the Z-Payment system.

If you don't have WebMoney personal certificate, in this case it will be necessary in the section Certification fill out a form indicating your personal and passport information. After that, fill in the same data in a special application (the form can be downloaded in the same section), have this application certified by a notary and send by mail to the Z-Payment company. It is not difficult to complete all these procedures, but unfortunately it takes time. By the way, in this section there are detailed video lessons on completing the Certification procedure in different ways.

Payment transactions in the Z-Payment system

Much attention is paid to security in the system. When carrying out any payment transaction, you will be asked Payment password. Also in the section: Safety You can set up various payment confirmations: by e-mail or SMS, i.e. Until you enter a special code, no payment will be made.

Within the system (between ZP wallets) all operations are carried out without commission. Payment for mobile communications depends on the specific operator; some operators charge a percentage, while others do not.

You can replenish your ZP wallet in more than 50 ways from almost all online wallets, RuNet payment systems, Internet banking, payment transfer systems such as CONTACT, Unistream, Anelik, MoneyGram, Western Union, etc., replenishment through terminals (Eleksnet , Multikassa, X-Plat, etc.).

Withdrawing money from the system is possible after receiving Personal certificate, but the number of methods is simply huge and I even find it difficult to say in what way money cannot be withdrawn. But the commission for withdrawing money is different and depends on the type of Certificate; the system commission ranges from 0.5 to 3%.

Summary

Having worked with the Z-Payment payment system since 2009, I can definitely say: Z-Payment is a worthy financial instrument that deserves trust and cooperation. Someone may say that it has an outdated interface (I’ve already heard this opinion), but for me personally, the following indicators come to the fore: reliability, security, speed and rich functionality.

All the best.

September 1, 2007. It was developed based on the Transactor technology platform. Read more about the exciting history of the emergence of Z-payment, which dates back to 2002, in a separate article. The headquarters of Zet Payment LLC is located in Irkutsk, the general director is Alexander Strelov.

Now Z-payment is a powerful financial tool for automatically accepting payments on websites and for instant payment for goods and services on the Internet. More than 8,500 stores are currently connected to the system, and it has more than 60 payment methods. Z-payment works with almost any type of transfer - bank, postal, money, through terminals, including electronic ones, as well as electronic currencies, plastic cards, mobile and cash payments. The system provides a rich toolkit for stores, partners, developers and users. To connect stores there is a large set of ready-made modules (for Shop-Script.ru, osCommerce.com, 1C-Bitrix, NetCat. Joomla!, CMS ShopCMS, CMS Drupal, Joomla, XСart, OpenCart, DataLife Engine, etc.)

The unit of payment in Z-payment is ZP, which is equivalent at par to 1 Russian ruble. The wallet number in Z-payment looks like ZP12345678 and is assigned immediately after registration in the system is completed.

REGISTRATION IN Z-PAYMENT AND WORKING WITH THE SYSTEM

Before registering with Z-payment, it is recommended to carefully read the Public Offer. The registration process itself is very simple and takes no more than a minute. In the registration form, you must indicate your last name, first name, patronymic, mobile phone and e-mail, and also create a password. After filling out the form and clicking the "Registration" button, messages with a special code are sent to your e-mail and mobile phone to activate your account (it is more convenient to use the first one, since the letter contains a ready-made link with the code, after clicking on which the account is immediately activated, and when used code in SMS, you must enter it on the site manually).

General registration data (full name, e-mail address) cannot be changed, so be careful when filling out all fields.

By registering in the system, you get the opportunity, without leaving your home, to pay from your account for purchases in an extensive catalog of online stores connected to the system, utilities, mobile communications and the Internet, television and other services. In your system account, you can send SMS to the phone of any mobile operator for just 1 ruble.

Among the additional financial services of the system, it is worth noting the sale of prepaid virtual MasterCard cards with denominations from 100 to 15,000 rubles.

Certified users of the system have the opportunity to order a connection to their VTB-24 plastic card account for prompt withdrawal of funds from their wallet.

Providers’ services can also be paid through the system’s electronic terminal (to confirm transactions and gain access to your Personal Account, you must specify an e-mail).

Certification in Z-payment

A ZP certificate is a digital certificate that is issued to a system participant who has provided the system with his personal data. Physically, the certificate is one of the attributes of the wallet and means its higher status in the system than the wallets of non-certified participants. There are as many as 10 types of certificates in the Z-payment system! This:

  • Anonymous certificate
  • Personal certificate
  • Store certificate
  • Temporary certificate
  • Manager Certificate
  • Company certificate
  • VIP client certificate
  • Developer Certificate
  • Dealer Z-Payment
  • Z-Payment Agent

Immediately after registration, the user is automatically assigned an Anonymous Certificate. Users with this type of Certificate have a minimum set of rights and restrictions on the number of ways to withdraw funds from the system (withdrawal to plastic cards, ordering a plastic card is not available), and also do not have the ability to create stores.

In order to start receiving payments on the site, you must have at least a Personal Passport, and for legal entities - a Store Passport. Z-payment provides 4 options for obtaining a Personal Certificate: a) payment from a plastic card, b) CONTACT money transfer, c) upon an application with a signature certified by a notary and sent to the company address by mail, d) automatic certification through a personal certificate Webmoney(or higher), if you have it, of course.

Read more about certificates in the Z-payment system in this article.

Knowing the user's wallet number, you can view the available information about him and his Certificate directly on the payment system website.

The form for entering your wallet number for verification purposes is located at the bottom of the left column of the site.

Deposit and withdrawal of funds. Tariffs of the Z-Payment system

Internal transfers and payments in the system are carried out instantly without commission.

As for the methods for replenishing your wallet, there are currently more than 40 of them in the system and their number is constantly growing. This includes payments from Internet wallets of all popular Runet payment systems, Internet banking, payment transfer systems such as CONTACT, Unistream, Anelik, MoneyGram, Western Union, etc., replenishment through terminals (Eleksnet, Multikass, X-Plat, etc. .d.).

The number of methods for accepting payments on sites has already exceeded 50, and, in addition to the listed methods of replenishing your wallet, includes bank transfers, SMS payments in the CIS countries and Europe.

Withdrawal of funds from Z-payment is possible to wallets of other payment systems - Webmoney (R-wallets only), RBK Money, Yandex.Money, QIWI, etc. Holders of certificates higher than anonymous can withdraw money to a plastic card or bank account, as well as by postal transfer . In addition, there are a large number of exchange services with which you can withdraw money in other ways (Z-payment commission for exchangers is 0%). Almost all methods of withdrawing funds from the system have a commission of 3%.

It hardly makes sense to present a table of system tariffs here due to its enormous size; a number of methods for replenishing an account and receiving payments to a wallet includes agent rates; You can see the tariffs you are interested in on the website itself. Also, be aware that this table is different for users with different types of credentials. We note here only transactions with zero commission. This:

  • Topping up your account by bank transfer in rubles;
  • replenishment of the account through Sberbank of the Russian Federation;
  • replenishing your wallet using online banking;
  • replenishment of the wallet through N-CHANGE.net;
  • accepting payments on the website via Webmoney (R- and Z-wallets).

ZP wallet security

Z-Payment provides quite a few ways to protect your wallet compared to most payment systems. The most important factor in protecting a wallet is, first of all, the presence of a Certificate. Other security measures include:

1. Payment password, which is issued upon registration. Without entering this password, not a single significant action can be performed in the system. You can change the payment password, but to do this you need to know the old payment password and the system login password.

2. Specifying a list of IPs or IP subnets from which login under your login is allowed. Limiting one IP address only makes sense if your IP is static; You can also specify the subnet mask of your Internet service provider.

3. Control e-mail or mobile phone number to which notifications and confirmation codes for transactions on the site will be sent. You can order confirmations to be sent both by e-mail and via SMS. You can specify the types of operations that require confirmation on the “Security” tab; these include sending a one-time password when logging into an account, making a payment, as well as notifications about logging into an account and conducting transactions in the account.

4. You can also completely prohibit accepting payments and/or payments from the Z-payment wallet.

5. The system has a free “Personal Safe” service. A safe is a separate storage facility that has additional levels of protection against unauthorized access. You can independently configure the security level of the storage and transfer funds from the wallet to storage in the safe. You can only store money in the safe; it is not available for payment or withdrawal. The safe balance is displayed next to the wallet balance and is part of the overall account balance. Additional levels of protection are almost identical to those listed earlier for the entire account: access password, control e-mail and parameters for distributing funds when receiving a transfer to the wallet. For more reliable protection, it is recommended to indicate your cell phone number and ID in the WebMoney system. In addition, it is possible to specify a list of allowed IP addresses or a subnet of addresses for access to the safe; access to the safe from other addresses will be prohibited. Of course, maintaining a safe does not make any sense if the passwords and paths to access it are completely identical to those for logging into the system.
When opening a safe, you must specify an access password; if the password is correct, the system sends one-time access codes to the control e-mail, phone and WMID, if they were specified in the settings. Access codes are always different. To successfully open the safe, you must enter all received codes correctly.

Conclusion

An analysis of popular social services shows that representatives of the system, apparently, are always open to dialogue, they are present on all major platforms related to the topic of electronic payments and their development, and immediately respond with explanations to negative reviews about the operation of the system that sometimes appear on the Internet . The service has sites in



 

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